💲What is USDB?

USDB is a decentralized, overcollateralized stablecoin backed by real-world infrastructure.

Unlike fiat-backed or purely crypto-backed stablecoins, USDB leverages a diversified reserve of institutional-grade infrastructure assets—power grids, clean energy sources, logistics chains, and data services—to maintain its peg and generate consistent yield.

Key Characteristics

• Price Peg: 1 USDB = 1 USD

• Backing Type: Real-world infrastructure assets

• Collateralization: Overcollateralized, with dynamic adjustment mechanisms

• Yield Generation: Real-world assets generate revenue, which is redistributed to stakers and governance treasury

• Transparency: On-chain proof of reserves and third-party audits

Why Infrastructure-Backed?

• Resilience: Infrastructure assets are less volatile and more recession-resistant

• Stability: Physical utility ensures continuous value, unlike speculative financial instruments

• Institutional Readiness: Appealing to conservative capital via real-world tangibility

Comparison Table

	USDB	USDC	DAI
Backing	Infra Assets	USD reserves	Crypto collateral
Yield Source	Real-world revenue	None	Stability fees
Transparency	On-chain + audit	Black-box attestations	Partial
Governance	DAO (BUILD)	Centralized	DAO (MKR)
Censorship Resistance	High	Low	Medium

Use Cases

• DeFi Lending & Borrowing

• Liquidity Pools on DEXs

• Real-world payments (future phase)

• Yield Vaults & Staking